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Do NOT pay off your collections expecting them to disappear from your credit report. They will remain as paid collections, which are still derogatory and continue to hurt your score. The better approach is to have them deleted, not paid. Let us dispute and challenge for you
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How to remove collection accounts. Collection accounts can have a significant negative impact on your #credit and financial health. Here’s why you should avoid them and what you can do if you have collection accounts: Why you should avoid collection accounts: \t1.\tCredit Score Damage: Having a collection account on your #creditreport can seriously damage your #creditscore. It’s considered a major derogatory mark. \t2.\tReduced Access to Credit: Lenders may be hesitant to extend credit to indivi
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