She’s 59 and still owes $258,000 in student loans. Student loans are bad enough, but Parent PLUS loans ares special kind of toxic because they involve a student and their mom or dad. The only thing worse than debt is the kind that hangs over a family relationship. Don’t justify putting yourself at risk financially for the sake of getting your child a college degree. Instead, you and your child should be pouring all your effort into finding ways to cash flow college with scholarships, grants and