The Thrift Savings Plan (TSP) is growing. It now has more than $1 trillion in assets. How does the TSP grow? Obviously, federal employees keep investing a portion of their income. These investments ...

Federal Employees’ Group Life Insurance (FEGLI) is often treated as a “set it and forget it” benefit. Enrollment usually happens on the first day of federal service, paperwork is minimal, and coverage ...

Why Did Stocks and Bonds Fall Together in September? The interest rate on the 10-year U.S. Treasury note climbed above 5.3% on the last day of September. That is its highest level since May 2002. That ...

The Office of Personnel Management (OPM) has released the 2027 premiums for the Federal Employees Health Benefits (FEHB) Program, along with the 2027 premiums for the Postal Service Health Benefits ...

As federal employees approach age 65, the same question comes up all the time. They see their retiring colleagues entering the Medicare system and wonder why they should make a change. Having strong ...

What does a metaphor by The Eagles have to do with a new proposal to reduce the age of the federal workforce? In Hotel California, the singer says, “You can check out any time you like, but you can ...

For years, many federal retirees viewed Medicare Part B as an expensive “extra” layered on top of their Federal Employees Health Benefits (FEHB) coverage. After all, retirees already paid into FEHB ...

If you are 60, 61, or 62 years old and getting close to retirement, a 20 percent market drop is not a hypothetical. It is something that will happen at some point. Most people think the risk is the ...

Insurance premiums have been steadily increasing, and that includes FEHB premiums paid by federal employees and federal retirees. 2025 FEHB premiums are going up 13.5%, and that is after a 7.7% ...

When Congressman Gerry Connolly (D-VA) died last year, I wondered what that would mean for the Federal Adjustment of Income Rates (FAIR) Act, the bill that he introduced every year since 2014 with ...

In a brief but consequential opinion issued July 8, 2025, the Supreme Court lifted a lower court’s injunction that had blocked the Trump administration’s sweeping plans to restructure the federal ...

For decades, the Internal Revenue Service (IRS) has remained a silent partner in your career. They watch patiently as you diligently contribute to your traditional Thrift Savings Plan (TSP), ...