Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.

(APY) between . Available terms range from three months to 10 years, and there’s no minimum deposit required to open an ...

Read on to learn about the best banks for CD rates in 2026.

Certificate of deposit (CD) rates have climbed significantly, with many financial institutions now offering annual percentage yields (APYs) above 4%. This represents a notable opportunity for savers ...

If you’re looking to grow your savings securely in 2025, Golden Bank’s Certificates of Deposit (CDs) offer competitive rates and flexible terms to help you achieve your financial goals. With various ...

The interest rate environment is changing once again. After the Federal Reserve kept its federal funds rate on pause for all of 2025, the central bank is poised to issue its first rate cut of the year ...

CD rates remain relatively high — with some still touting APYs of 4% and up. (You can see some of the highest CD APYs here, from our partner Bankrate.) But changes in inflation and interest rate cuts ...

CD Valet is a digital marketplace that connects consumers with the best verified, high-yield CD rates nationwide, helping community financial institutions effectively attract new deposits. The company ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

The Federal Reserve's benchmark rate has fallen by a collective 0.75% this year, thanks to the Fed issuing three 25-basis-point cuts in recent months. In all, the Fed rate has dropped 1.75% since ...

Be aware that CDs are meant to save for the future, and they lock your funds in for the term length you choose. If you try to take out the funds before the account has reached maturity, you will incur ...

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal ...