Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.
You may have options if a debt settlement no longer feels right, but the timing, paperwork and payments matter.
A fair credit card debt settlement is typically somewhere between 50% and 70% of your outstanding balance, though settlements ...
Debt settlement requires you to pay a lump sum to creditors for less than you owe and have the remaining balance forgiven. To choose the right debt settlement company, compare the cost, eligibility ...
If you’re overwhelmed by credit card balances, personal loans, and mounting interest, you may be looking for more than a temporary fix. Debt settlement is one strategy that can help people in real ...
SPONSORED CONTENT is content paid for by a partner. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money Research Collective’s editorial team ...
Settling your debt can help you resolve what you owe — but it's not a pain-free option. You could owe taxes on what you settle. Many, or all, of the products featured on this page are from our ...
Understanding what happens when your debt gets sold can help you make informed decisions about how to handle these situations ...
A new program is now available in Minnesota to help you settle debt that you are accountable for. “Minnesota is one of 33 states where we offer the debt resolution plan, where we can help consumers ...
SPONSORED CONTENT is content paid for by a partner. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money Research Collective’s editorial team ...