Today’s CD rates for January 16, 2026: Highest APYs range from 4.10% to 4.78%

The best CD yield from a national bank is The First National Bank of Litchfield with a 4.06% APY on a 12-month CD with a ...
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Best 12-month CD rates for January 14, 2026: Up to 4.10%

Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking ...

CD Rates Today: January 12, 2026 – Rates As High As 4.94%

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...